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Finance Queries

Finance Queries

When do I start repayments?
What is the minimum spend?
What is the deposit?
How to apply for finance
What happens if I am declined?
How do I manage my repayments?
Will it affect my credit score?
How do I contact my lender?
Will there be a credit search?

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© 2026 Furniture Choice Limited trading as Furniture And Choice. All Rights Reserved | Company no. 05349107 | Vat no. GB867099668

Furniture Choice Limited is authorised and regulated by the Financial Conduct Authority, register number 719600 and act as a credit broker and not a lender. Furniture Choice Limited offers credit products from Secure Trust Bank PLC trading as V12 Retail Finance. Secure Trust Bank PLC is authorised and regulated by the Financial Conduct Authority (register number 204550). Credit is provided subject to affordability, age and status. Minimum spend applies. Not all products offered by Secure Trust Bank PLC are regulated by the Financial Conduct Authority.

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